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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...

Can I Still See My Own Doctor After Filing For Workers' Compensation?

Can I Still See My Own Doctor After Filing For Workers' Compensation?

There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...

How Will My Beneficiary Collect My Life Insurance Money?

How Will My Beneficiary Collect My Life Insurance Money?

When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...

How Much Is Renters Insurance?

How Much Is Renters Insurance?

The great thing about renting is that you usually don’t have to deal with home improvements, major repairs, or mowing the yard. But that doesn't mean renting is completely worry-free. There’s always the chance of a fire, water damage, burglary, or some other calamity that could turn your life upside down. Imagine if all your belongings were ruined or stolen and you had to start...

12 Motorcycle Rallies To Check Out In 2019

12 Motorcycle Rallies To Check Out In 2019

The arrival of summer signals another season altogether: motorcycle season. If you haven’t already, now is the perfect opportunity to bring your bike out of the back of the garage (or wherever you had it stored to protect it from the winter weather). In addition to daily riding and scenic tours, there are plenty of events for you and your two-wheeled baby to enjoy. Here...